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©EST Global Inc.CIC, MIT, Boston
  • A VISIONARY PROJECT FOR SOLVING SEVERAL PROBLEMS IN AN ECONOMY.

ESTCOOP

IN AN ECONOMY GOVERNMENT IS THE FACILITATOR, TECH IS THE ENABLER AND PEOPLE RUN THE ECONOMY.

About Us

EST Group envisions the future of banking as a unified, secure, sovereign banking solution that is seamless and enables financial freedom. This vision is possible through unleashing the potential of emerging technology, understanding countries' problem, investing into alliances and partners to complement the ecosystem.

The Visionary Project, ESTCOOP brings together several domain expert startups to create a functional ecosystem that helps to solve several problems in our economy. ESTCOOP aims at helping our societies rediscover the forgotten knowledge of sustained economic development through communities that have formed co-operatives and rural credit societies for helping solve solutions to such communities through their investment and lending activities. ESTCOOP is an aggregation platform for these co-operatives - handling their deposits, investment plans, withdrawal transfers and creating a gateway that connects to a marketplace.

Technology - We believe technology is the reliable answer to the financial problems of our socio-economic governance model. And for this we introduce - AIDIA which stands for Artificial Intelligence For Decentralized Investment Applications. AIDIA is an intelligent system combining AI, Machine learning, IOT, Blockchain/ERP solutions and data analytics from manufacturers & supply chain; national income & consumer behavior; deposits & loans.

PROBLEMS IN THE ECONOMY

FARMERS PROBLEM

  • 1- Lack of insurance for failed crops
  • 2- Unawareness of beneficial schemes
  • 3- Non-availability of loans due to lack of ID and collateral
  • 4- High interest rates on loans
  • 5- Inadequate finances
  • SMALL & MEDIUM ENTERPRISES PROBLEM

  • 1- Poor capacity utilization
  • 2- Inadequate finances
  • 3- Supply-demand mismatch resulting in excess production
  • CREDIT SOCIETIES & NON-BANKING FINANCIAL SECTORS PROBLEM

  • 1- Underutilized Capital
  • 2- Heavy interest on the underutilized capital
  • 3- Non-accountability
  • 4- Problems in recovery of loans
  • THE SOLUTION

    ESTCOOP is a comprehensive Fin-tech ecosystem to

  • 1- Bring scattered capital to farmers, SMEs and enable lending.
  • 2- Build ancillary support systems like payment gateway, insurance, investments and connect to marketplace.
  • 3- Enable apt production and failure detection to reduce losses.
  • THE ESTCOOP ECOSYSTEM

    There are four steps in the ESTCOOP ecosystem, independently operated by different startups yet functioning as a singular platform to create a complete circular economy with positive impact.

  • STEP 1 - CAPITAL AGGREGATION - ESTCOOP is doing this so by first aggregating capital of credit societies using a wallet. This wallet will be connected to our payment gateway that can handle deposits and other onboarding activities for these co-operatives and credit societies.
  • STEP 2 - UTILIZATION THROUGH LENDING – For effective utilization of capital by creating a smart lending platform with help of AI, Machine Learning, IOT and blockchain combined to understand micro economic factors of production forecast, demand, supply and pricing.
  • STEP 3 - CAPITAL REPLENISHMENT - To ensure constant replenishment of capital so the cooperatives and credit societies by creating a rural bond structure against the aggregated loans and subscribed through our rural exchange platform.
  • STEP 4 - MARKET PLACE - The settlement of these loans are backed by tokens created in our market place which takes us to our final step where produced goods are ultimately purchased by consumers using these tokens.
  • CONTACT US

  • Address: EST global Inc One Broadway, 14th floor, CIC Cambridge 02142 MA. USA
  • Phone: +1 786 554 0579
  • Mobile: +41 766 996 765
  • Email: sindhu@estgrp.net